How to write a winning business plan -- The components of a successful business plan -- Befriending your banker -- Investigate your bank and your banker -- Dealing with your banker -- How to stay off personal loan guarantees and get off them if you're already on (ditto for your spouse) -- Small busines administration loans -- The ethics of banking -- Appendix I: Glossary -- Appendix II: The entrepreneur's reference library -- Appendix III: Sample application for a business plan loan -- Appendix IV: Sample business plan -- Appendix V: Ingredients of a real estate loan submission