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tv   The Daily Rundown  MSNBC  November 13, 2013 9:00am-10:00am EST

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the eye. >> really compelling. >> joe has wants to learn how to make my suits. >> you need more material. >> wow! okay. >> what did you learn? >> i learned that richard nixon tried to reshape the republican party and to make it more like what a lot of people think it should be like now. mika? >> is it today? politics and prose in washington. 6:00 politico tours and caulk tals. it goes o. >> a juggernaut. it will be fun. >> the right path. >> there you go. if it's way too early, it's "morning joe." chuck todd is straight ahead and has always, thank you for your patience. >> code blue. former president clinton, did he lead a wave of democratic
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discontent on what to do with the affordable care act? will party pressure particularly in the senate push the president to change course? this morning, more bad weather delays and the arrival of an american aircraft characterer to help victims in the philippines. we will go live for the latest. as boeing lands, the biggest state tax break in american history. a deep dive into how far states, counties and cities will go to do business with big business. this is actually corporate welfare. wednesday, november 13th, 2013. the first read is straight ahead, we will start with the latest on the scope of the devastation left by typhoon haiyan. this is what we know about the philippines. the death toll is 2,344 and that is expected to rise. the president said it is not likely to reach the 10 thousand
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estimate as some had thought. at least two u.s. citizens are among the dead. the filipino red cross puts the preliminary number of missing at 22,000 people. the filipino government said they have been unable to get casualty figures from 29 municipalities. they are doing what they can to get aid to people in need. 250 marines are on the ground now and that number is likely to grow to about 2,000 in the coming days. u.s. aircraft delivered 107,000 pounds of relief supplies. more tough news for those desperate for relief. the uss george washington has been delayed by bad weather and not expected to arrive for four to five days. another way to look at the devastation is through the before and after pictures. they are unbelievable. the picture on the left was
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taken in february. the on the right was taken sunday. images from a satellite company called digital globe showed the impact of the post line. you can see how far the water got inland overwhelming the low-lying areas. we are joined live from nbc that will happen about 30 minutes from now. all sorts of issues getting relief to those in need. they r they are scrambling in an interview to americans whose health insurance plans have been canceled. >> obviously we didn't do a good enough job in how we drafted the law. that's something that i would right and do everything we can to get fixed. >> yesterday former president bill clinton became the latest to call on the president to keep
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that promise in an interview with the magazine, he told the story of a young healthy man whose premiums had gone up after the one he bought on the market was canceled. >> he said we are all young and healthy. i personally believe even if it takes changing the law, the president should honor the commitment the federal government made to those people. >> as to whether he agrees with the carnage, there is no daylight between the two men. >> you saw the president say in an interview with nbc last week, the answer is yes, they asked the team with looking at a range of options as he said to make sure nobody is put in a position where the plans have been cancel and they can't afford a better plan. >> the white house pointed out that clinton argued the big lesson is we are better off with the law than without.
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he seized on the comments. >> i agree with clinton that that is something that ought to be attempted. we have people in the lawsuits and can't get new ones. they have been declared because of the standards that are blin in regulations. i am not sure how you go peel back that onion. >> that's exactly the issue the white house is dealing with. they are trying to figure that out. speaker boehner said in a statement these comments signify a growing rec nation americans were misled that they could keep their coverage. the white house is mulling a few administrative fixes including a one-year rule that allows companies on the individual market to sell the same plans and prams an increase in subsidies for plans that have become unaffordable though it's
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not clear where the money would come from. the administration may not have much time. california senator dianne feinstein became the latest democrat to sign on to legislation proposed by mary landry and joe manchin to keep plans they have. it would require insurers to meet the laws of minimum coverage requirements. she called it a common sense fix saying since the beginning of support, i received 30,842 calls, e-mails and letters and many are distressed by the cancellations and who are facing increased out of pocket costs. feinstein not an endangered red state democrat. don't under estimate the experience of this signal to the administration. the house is expected to vote on a bill sponsored by fred upton to allowtome to offer current
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policies into next year. they were asking them to vote against the bill and wait to support her bill if it gets sent to the house. expect the bill to get democratic votes. there no plans to put the bill on the floor of the senate. if they cannot come up with a fix, there would be pressure to do just that. in a new poll, the president's approval rating has fallen through the 40 floor. just 44% said the president is honest and trustworthy. that's down ten points from a month ago and another all time low. hard to see how the president's numbers improve quickly regarding honest and trustworthiness. this washington story proves to be correct. according to the post, workers and contractors racing to repair the website are saying the website is unlikely to fully
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work by the end of november. they are pushing that card on this. one spokesman said as they said on the record as opposed to an unnamed and unidentified official, we expect the website to function effectively for the vast majority of users by the end of the month. don't be surprised if you hear more about it this hour. they will grill five administration officials involved in the roll out of healthcare.gov including the chief technology officer who issa subpoenaed last week, a move they call unfortunate and unnecessary. the white house decided not to fight it even though they think what issa is doing is a witch hunt. the track record has been sketchy at best though the public is disgusted at congress as well as the president and hard to see how the president pulls out of this any time soon. he may wish to talk about something other than health
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care. they should talk about other things besides health care. until the website works and enrollment is more reliable, he is stuck and will look silly talking about anything else. his credibility on other issues is being called into question. now he might as well treat health care like it's the only issue on the plate. my next guest said the perceived problems with health care reform are essential mechanisms built into the law to make it work. the law was designed to force policies to be canceled. i am joined now by the massachusetts health reform and affordable care act. professor of economics, mr. grubaer, good morning. >> good to be here. >> you have been quoted in numerous places as saying this idea of fixing this issue for those on the individual market or getting these policy cancellations and policies they would like to keep, saying going
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down that road is a road that could unravel the law. explain this to me. >> let's start with understanding. we are not talking about the vast majority of americans. this law is those who lose employer insurance and government insurance alone. it's a small minority on the way to the individual market. it's 40%. >> still millions of people. >> exactly. 12 million people and about a 30 will end up paying more under the law. that as you said is the idea. we currently have highly discriminatory systems. if you are going to be sick or get sick, you cannot get health insurance. the only way to end that system is to bring everyone into the system and pay a fair price. that means the winner who is have been paying a low price now will have to pay more. we will have a system where over
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30 million people will access fairly price and guaranteed health insurance. politics trumps policy. you have a law that was supposed to be designed and this political train may be leaving the station. the various ideas that are out there are any one better than the other in your view as to not undo the law as the way you described it could be undone? >> there is a clear solution that doesn't undo the law. you could offer what we could call tax credits to those who are affected. they have a special tax credit that helps meet the solution. that requires congress willing to cooperate and congress isn't. >> that's something we have
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learned. i want to talk about enrollment. we have estimates that come out and we expect sometime this week the estimates from the administration. what you have seen and the numbers that you know about are lower than what's necessary. going forward at 100,000 enrollees, going forward, what are you looking for. what is the experience of say december 15th during this six-month enrollment period? >> it's a great question. this is new, but a similar transition and the first month, 0.3% of the people who enrolled enrolled in the first month. if you take the numbers that people are throwing around now, that's about 1.3% of the target that the budget office laid out. >> it's better than expected? >> at least as well as massachusetts. it's too early, a. b, it's not the numbers that
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matter so much as the health mix. are we getting in young and healthy people? what we know is those people will come in last. they will come in in the early spring as the individual mandate deadline approaches. only once the mandate bit that all of a sudden you saw young healthy people come in. it's too early to make evaluations. par think the march 15th and march 31st should be when we are looking to see if enrollment has been a success. >> stronger than that. we cannot evaluate the success or failure before that date. >> everything you are hearing about the people who have been enrolling. are you concerned about the trends and you think everything is going exactly as expected in massachusetts experience. i don't think it's a crisis yet and get the website in time to
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meet the mandate. otherwise it's too early. we want numbers to pay attention to and that would be great, but it's too early to say anything useful. unfortunately negative means about the website to drowned out the fact that we should be calm and let this play out. if you do, you will be in a good position by march. you concerned that all of the negative portrayals and the perception that the website may not work on december 1st as the administration would like to see and that would drive people away from even going to the website? >> i thank absolutely is a concern. as i said, it's really a problem as long as the mix and insurers had a mix of healthy and not healthy. they will be able to meet the goals they set with the low rates. you won't suffer rate shock next year. >> if congress ends up changing
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this law to figure out a way and it's not tax credits, the impact on the law, do you think this will undermine it and this will keep young and healthy people from being in the exchanges? >> i think it could. it depends on what congress does. there is a range of options. there is a short-term option that could grandfather people here for a couple of months. that would not have an enormous effect. they could grand father people for a year and have a serious negative effect. we will have to see. it depends how many people choose that. the real disaster is the upton bill. that's clearly a horrible approach to undermine the law. not only grandfathering, but allowing the uncomprehensive plans to continue. there is no argument for that other than to undermine that.
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>> one of the architects of mass law and the affordable care act itself. you are becoming a familiar face to a lot of people. thanks if are coming on. >> my pleasure. >> the biggest corporate subsidy ever. would you believe more than $8 billion. billion with a b. boeing is the big winner this time. not the only that benefitted. a deep dive into how states are carving out giant tax loopholes to keep corporations in their own back yard and we will look at how it ends up costing you money, the taxpayer. we will look at the politics planner. we may be talking about health care, but it's a private meeting between secretary kerry and the senate banking committee on iran. they are trying hard to prevent congress from doing new sanctions on iran while they try to negotiate. it will be interesting to see. you are watching "the daily rundown" only on msnbc.
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>> today a deep dive into how far cities and states will go to learn private industry and how much of your tax dollars ends up being spent to make it happen. dmas point. the deal that wash state is offering to boeing to make sure it builds its new 777 x jetliner. they agreed to, ready for this? $8.7 billion tax break.
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invest 78s to the aircraft manufacturer from now until the year 2040. this is a great day for everyone in washington. that will secure tens of thousands of jobs and yield huge benefits and bolster our state's legacy as the aerospace capital of the world. the deal would amount to the largest corporate tax subsidy any state has offer and represent 10% of all corporate subsidies and knock alcoa out of the top spot. in 2007 the power authority agreed to give electricity a quarter of the standard rate if it builds the aluminum plant there. the savings is 5.6 billion over 30 years. boeing got the third largest deal ten years ago. washington state provided $3.2 billion so boeing would build the 787 dream liner in the
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plant. nike got over $2 billion to stay in beaverton and intel got two billion in new neck mexico for a chip factory. that's the top five. here's the rest of the top. in 2010 the natural gas company struck a nearly $1.7 billion deal to build a plant in louisiana. royal dutch shell got $6.5 billion for a plant in pennsylvania. michigan gave 1.3 billion to chrysler and 2006 advanced microdevices received a capital grant and r&d grant and state text credit to the tune of $1.2 billion. these mega deals are relatively new. of the 28 corporate subsidy packages worth at least a half billion, two were awarded. 17 were part of deals struck
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over the past seven years. all 12 of the billion dollar deals happened since 2000. it's not just corporations. as we speak, officials in cob county, georgia are trying to lure the braves out of downtown offering them nearly a half billion to build their new ballpark in the suburbs. supporters of these mega deals said they create jobs and attract investment and give a lift to the region. the money benefits the companies and shareholders and leave taxpayers holding the bag. they do a lot of stuff looking at the business. let's look at the washington state bureau. obviously the impact of both leaving washington state. it would have been an economic disaster. >> back in the 1970s when boeing was cutting jobs down about to about 30,000. there were billboards in seattle
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that said with the last person out of seattle turn out the lites. boeing is a huge part of the city and state. the reason it's south of rent on, the state basically has to do everything they can. boeing has them over a barrel and by the way, boeing is at such an advantage that the other part of the deal is a negotiation with the machinists union and the contracts they are offering is not as good as the contracts that have gone on strike over. >> what's interesting there is essentially bowing is getting this deal from the state and something perhaps they thought this was the deal they could get no matter what and it's not a done deal. >> if this deal doesn't happen, bowing is threatening to leave. >> the machinists were voting on the contract that will know by this evening whether or not it passes. this legislation was just a finy part of the broader deal. the $8.7 billion over the next
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years leading into 2040 are two to 4% on what they will pay. it's a small part of their overall bottom line. >> what's interesting is all of these deals when politicians sell them, it's going to create jobs and going to be a boom for the economy. do we know that for sure? >> no, we don't. it's not entirely clear that the deals lead to job creation. as i said -- >> make sure you don't lose jobs. >> sure. >> it's bay paying not to lose jobs. >> when the company goes into a location for a new plant, taxes are part of that. it's the end of the day, it's a small difference. it's the difference of 1% or 2%. the jobs will go somewhere. this is more of states pitting against each other. >> it seems where we have a messed up system here.
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all right, boeing gets the great deal. the company that is a tenth of its size is never going to get that. >> in the washington state case, they passed by huge bipartisan majorities. >> and boeing gives money to both sides? >> of course they do. in many, many states. the residual industries. it's not just boeing. the 56 thousand jobs that are supported by the 777 x. it's garbage delivery men. >> they get the benefit from the jobs. if those 20 or 30,000 jobs that depend on that are not there, the local restaurants or cafes are not selling that extra cup of coffee. >> why the tax laws are so complicated and silly. >> they are 600 to 700 for one
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company or another. it's called the wash state swiss cheese tax code. >> it's like this all over. >> the state in particular has a massive tax code that they will let major companies get out of having to deal with this. >> this started in the 1970s. it's the first of the mega deals. pennsylvania gave $100 million to attract the volkswagen plant. that volkswagen plant brought 5,000 jobs and shut down in 1988. >> the tax breaks are still there. >> volkswagen is not doing that. $100 million for 12 years. >> it is amazing. we know states are doing this. it's a bipartisan deal that gets at this whole thing. it's fully corporate welfare. good stuff. thank you, sir. much more still ahead on "the daily rundown." we will show you a first of its kind act that we're betting will
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get copied a lot. capital hill and members of congress are gathering for the overtight committee hearing about to begin. we will go live to capital hill and give you a preview of what we expect to hear and what we don't. first the question, how many current house members are former governors? first purpose to tweet the correct answer will get the on air shout out. the on air shout out and more is coming up. ♪ ♪ [ male announcer ] old el paso frozen entrées. now in freezers. [ male announcer ] old el paso frozen entrées. you get your coffee here. you get your hair cut here. you find that certain thing you were looking for here, but actually you get so much more. when you shop at these small local businesses, you support all the things that make your community great. the money you spend here, stays here.
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turned in general skepticism. they selectively leaked things to the press and stories about will or won't appear to testify. if the pattern holes, it ends up being all heat and no light. issa is looking like he has overreached giving his own credibility at risk. we will see if the hearing is about that as well. luke russert is live and the big person stoifg patestifying is p technology and has been full time on healthcare.gov. we have prepared testimony. what do we expect him to focus on and will it be anything other than the appearance of a polarized environment? >> yes. the white house will be similar to what kathleen sebelius did. come on and say we are sorry and it's not where it needs to be. we are working around the clock and it will be up and running by november 30th. we are putting time into making
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sure it's viable. look for issa to get into the nitty greaty and say when did you know it wasn't working. was it an issue of contractors? you mentioned the officer for the white house. another interesting guy to look at is the it gentlemen named henry chow. he's not a political appointee. he served republicans and democrats. he will be someone who knows how this website was created through cms and that's the guy who delivers the most explosive testimony on the republican side. overall what this is today is really the gop plan for the rest of the year. as one leadership aide told me, this is the health care holiday season. they don't have anything else to do. the government is funded until january 15th. immigration is not going to happen. the farm bill is facing an uphill battle. this is where they will put
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their time and effort from now until christmas. you saw that strategy. drip, drip, drip. you will see that happen after this hearing and see sound bytes today that will feed the right wing cause. >> right. the thing we won't get is too many actual answers. we do have some quotes you brought up. you brought up henry chow and he will be an important person to testify, but according to reuters in written testimony that has just been posted, he will say we know that we under estimated the volume of user who is attempt to logon to the system at the same time. therefore our test degree not include performance testing at the volume we experienced at launch. we will continue to be talking about those issues there. luke, we will come back to you keeping an eye on this hearing. we will bring you any news as it
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happe happens. we'll go live to manila next to find out about the challenges to get aid to the people in need. we'll be right back. boss! and my customers are really liking your flat rate shipping. fedex one rate. really makes my life easier. maybe a promotion is in order. good news. i got a new title. and a raise? management couldn't make that happen. [ male announcer ] introducing fedex one rate. simple, flat rate shipping with the reliability of fedex. [ male announcer ] introducing fedex one rate. hall we do is go out to dinner.? that's it? i mean, he picks up the tab every time, which is great...what? he's using you. he probably has a citi thankyou card and gets 2x the points at restaurants. so he's just racking up points with me. some people... ugh! no, i've got it. the citi thankyou preferred card. now earn 2x the points on dining out and entertainment,
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hurry, this offer ends december 2nd. for details, visit vwdealer.com today. >> as promised, we will keep monitoring the house hearing to see if there is light that comes out of that hearing. this is dire in the philippines. looting and violence has been an added element of the chaos. the mayor is respectedly urging survivors to flee to other cities. guess what. local authorities are overwhelmed. residents search for usable items and looters have cleared out warehouses and stolen aid supplies and begun robbing the few homes still standing. food and fuel are in extremely short supply and people resorted to digging up underground water pipes in order to get something to drink.
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grocery store and gas station owners whose businesses are still standing are refewing to open because of a lack of security. they are attempting to keep order and some exchanged fire with armed gangs earlier today and at least eight people were crushed to death when a mob stormed a government warehouse to get sax of rice that were inside. the city administrator said a fraction are getting aid. one said splice are in the country. closed roads and a lack of trucks are keeping it from getting to the people who need it the most. >> i have seen all of those pictures and heard complaints from people and i agree with them. you can't have people who are here who are desperate can't get anything to eat and don't have water. it's basic. >> live for us in manila. it's a gleam picture that appears to be painted right now
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as far as security and the title get aid to the desperate areas. do the philippines have enough military resources to deal with this? >> i think they do. the problem is not the resources. not just in the philippines, but also all the promises of help from outside. it's physically getting this aid to where it's needed. the government here is very much on the defensive. today saying that they did face huge obstacles and putting the blame on the infrastructure and the destruction and on the debris. saying that a lot of the local government infrastructure had been destroyed. it's not the local government in many of the areas for whom they can administer aid and having to bring in their own people from manila to set things up from scratch. as you mentioned, the raid on the government rice warehouse today.
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one official even described that as an act of self preservation rather than looting. also the digging up of the water pipes. there is a clearer picture emerging of what happened away from there. interestingly again this is from the mayor of that city. he said a lot of people came into the area before the storm and they did that because they usually come to seek shelter when storms come through. they thought it would give them more protection. of course that was not counting on the storm surge that swept in and caused most of the loss of life. luckily that surm was not so prevalent in other places where it was the wind that caused the destruction where the loss of life has been less. the loss of property has been huge where people have been made homeless and the need for basic aid is as great as it is there. where it is still very, very slow in getting there. >> i know the united states is
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trying to get -- we have 200 marines on the ground and trying to get it up to 2,000. is this going to be a situation where u.s. marines are going to be asked to help with security issues? >> that are seems inevitable. the reports that we are hearing from the area, the government is saying look, we have the security situation under control. there is a curfew and there road check points that have been set up. the picture they paint is of a more secure city in tacloban. people are increasingly desperate. good sign they have seen the u.s. marines are preparing to bring equipment into the airport that will enable it to function 24 hours a day, bringing in night flights that will massively improve the flow of aid and ability to get people who want to leave out of that
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city. clearly we are looking forward to those communities with the arrival of the uss george washington and the ships from japan which will be carrying a.m. fibulous landing gear which we saw in action after the tsunami out there. that hopefully will make a difference. that security situation remains a problem down there, chuck. >> in manila for us, ian, thanks very much. i want to show you more before and after pictures so you understand the scope of the damage. they are all on the website as well. look at the images taken over 7300 square miles. the area hardest hit by haiyan. some of the images you can see buildings still standing. trees and many of the smaller structures are gone now. the pictures on the left are from member. the ones on the right were taken three days ago.
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one image, you can see how the wall of water obliterated as it travel from east to west. once clustered in the center of the screen, they are gone. they are not there. keep in mind the city had a population of about 220,000 people and officials say 90% of that city has been destroyed. we are not kouncounting the provinces further west. folks left the provinces and smaller towns go to seek shelter anyway. casualty numbers and damage estimates are still coming in. for all our viewers seeing these images and want to help, here's what we have on the website. red cross and unicef that are sending aid to the region. head there right now to see the list and find out thou help.
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we will now take you back to live pictures of capitol hill where the hearing is just getting under way. we have all the opening statement business to get out of the way. we will keep our eyes on it and we will see if there is anything back and forths. you are watching "the daily rundown" only on msnbc. ey alway. that's why you take charge of your future. your retirement. ♪ ameriprise advisors can help you like they've helped millions of others. listening, planning, working one on one. to help you retire your way... with confidence. that's what ameriprise financial does. that's what they can do with you. ameriprise financial. more within reach.
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>> time for "the daily rundown" and hump day numbers and an ad that can be contagious. one is the number of campaign ads aimed at capitalizing on the health care reform. they could be the trend setter for this bid in a crowded republican primary. >> i will respect repeal obama care in the first term or go home. you deserve a senator who gets the job done or gets out of the way. repeal or go home. that's my pledge to you.
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>> the ad may be among the tactics used in upcoming primaries, don't be surprised if that is the mark not just in georgia, but a bunch of members running other and states. think south carolina and kentucky. 163 is home votes are led by last night in the race firefighter attorney general in virginia. this is the official count from every county. that's less than two weeks away. they trail by less than 1% and that will be the case. he can request a recount, but this number is essentially the uncertified official number until the state certifies and triple checks everything. speak of dead lines, the next number of 1235e7b, the number of days the mississippi senator has
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left to announce whether or not he will run for reelection. he set the deadline himself. take a listen. >> how much time do you have left to decide? >> november i will announce not right now, just carrying out my current responsibilities. that's a full-time job. >> the six-term veteran has been coy about his future plans but he's already got a would be tea party challenger in chris mcdaniel. mcdaniel announce ed that he's going to run against cochran if he decides to seek re-election. next up, 15, the number of states that will have legalized same-sex marriage. hawaii's state senate approved a bill to the cheers of the crowd in the gallery. the governor plans to sign the bill during a televised ceremony at 3:00 eastern time today. once he signs the bill, hawaii will have leap frogged illinois. illinois's legislature has
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passed a same-sex marriage bill but governor quinn hasn't signed it into law yet. that's why it's not technically 16 and why it's still at 15. finally we end with an incredibly view and a large number. 404,880. that's the number of miles captured in one single panoramic view of saturn. nasa just released this incredible photo. yes, it's a photo. they collected 141 wide angle images to make it possible. this image is the first to show all of saturn's rings at once while including the earth, the moon, mars and venus. come on, don't you want to just stare at that all day? all right, a little news now on an organization that's new and dear to our hearts at nbc and msnbc. autism speaks is hosting its first-ever national policy and action summit. house majority leader eric cantor and democratic senator bob menendez, several other top lawmakers are among the speakers
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today. you can watch the summit live at autismspeaks.org. trivia time, just one wonder house member is a former governor. it's south carolina's mark sanford. he won that special election earlier in may two years after leaving the governor's mansion. congratulations to today's winner, jordan sudduth. we'll be right back with my takeaways and a little from that hearing. first, the white house soup of the day, mushroom leek. [ male announcer ] at northrop grumman, we know in the cyber world, threats are always evolving. at first, we were protecting networks. then, we were protecting the transfer of data. and today it's evolved to infrastructure... ♪ ...finance... and military missions. we're constantly innovating to advance the front line in the cyber battle,
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just how low can they go? we continue to watch both president obama and congress's approval ratings plummet in the polls. a new quinnipiac survey shows the president's approval rating dropping below that floor of 40, 39% since he took office. just 44%, this is the biggest
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one, just 44% believe the president is honest and trustworthy. look at this number here i want to show you. look, 52%, a majority, think he is not honest and trustworthy. this is the health care impact. when president obama -- asked if he knowingly deceived the public on health care, if he promised if you want to keep your health care plan you can keep it. the public totally split. 46% believe he, yes, knowingly deceived the public. 47% say he did not. it's not just the president who is seeing all-time lows. the gop should not start cheering yet because look at this number. this is gallup's congressional job approval rating. we keep tracking how low, how low. it is now 9%. this is the lowest mark in the gallup poll's 39-year history of asking that question. you know, the joke is was friends and family. 9% means it's not friends and family anymore, it's just family. and the more important thing here, this is a race to the bottom. it's not new. our nbc/wall street journal poll
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last month, we saw all-time lows for everybody. the sinking poll numbers don't appear to be stopping. whose slide is worse, which party is in worse shape, not which one is in better shape. what these numbers show is that there's collective anger out there. and you know what, we don't know how this is going to play out in 2014. that's it for this edition of "the daily rundown." i'm running a little late. chris, i'm sorry, the show is yours. [ male announcer ] this is jim, a man who doesn't stand still. but jim has afib, atrial fibrillation -- an irregular heartbeat, not caused by a heart valve problem. that puts jim at a greater risk of stroke. for years, jim's medicine tied him to a monthly trip to the clinic to get his blood tested. but now, with once-a-day xarelto®, jim's on the move. jim's doctor recommended xarelto®.
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and rarely may lead to death. you are likely to bruise more easily on xarelto® and it may take longer for bleeding to stop. tell your doctors you are taking xarelto® before any planned medical or dental procedures. before starting xarelto®, tell your doctor about any conditions such as kidney, liver, or bleeding problems. xarelto® is not for patients with artificial heart valves. jim changed his routine. ask your doctor about xarelto®. once a day xarelto® means no regular blood monitoring -- no known dietary restrictions. for more information and savings options, call 1-888-xarelto or visit goxarelto.com. for more information and savings options, [ female announcer ] some people like to pretend a flood could never happen to them. and that their homeowners insurance protects them. [ thunder crashes ] it doesn't. stop pretending. only flood insurance covers floods. ♪

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